HTTP/1.1 403 Forbidden
Content-Type: application/problem+json
Content-Language: en

{
 "type": "https://example.com/probs/out-of-credit",
 "title": "You do not have enough credit.",
 "detail": "Your current balance is 30, but that costs 50.",
 "instance": "/account/12345/msgs/abc",
 "balance": 30,
 "accounts": ["/account/12345",
              "/account/67890"]
}